Which option best describes how garnishment functions after a judgment?

Which option best describes how garnishment functions after a judgment?

• A. Garnishment requires a court order to seize non-monetary property
• B. Garnishment is used to collect money judgment from debtor's wages or assets
• C. Garnishment cancels the judgment
• D. Garnishment delays enforcement

Answer: (B)

Garnishment after a judgment is a post-judgment remedy that taps money owed to the debtor by third parties to satisfy the judgment. The creditor uses a writ directed to a garnishee—typically the debtor’s employer or a financial institution—to withhold or turn over funds due to the debtor, up to the amount of the judgment and within any applicable exemptions. This focuses on money in the debtor’s hands, not on taking non-monetary property, and it doesn’t cancel the judgment or inherently delay enforcement. That’s why this option—using the debtor’s wages or other assets to collect the money judgment—best describes how garnishment functions.

Garnishment after a judgment is a post-judgment remedy that taps money owed to the debtor by third parties to satisfy the judgment. The creditor uses a writ directed to a garnishee—typically the debtor’s employer or a financial institution—to withhold or turn over funds due to the debtor, up to the amount of the judgment and within any applicable exemptions. This focuses on money in the debtor’s hands, not on taking non-monetary property, and it doesn’t cancel the judgment or inherently delay enforcement. That’s why this option—using the debtor’s wages or other assets to collect the money judgment—best describes how garnishment functions.